First State Bank Mortgage · Ashley Jones, NMLS #1739681Let's talk: (816) 434-7065

Local mortgage planning

Home financing across Kansas City

Compare the financing for the actual property, whether your search takes you north, south, or across the state line.

A local starting point in Gladstone.

Ashley works from First State Bank Mortgage’s office at 104 NE 72nd Street, Suite L, Gladstone, Missouri 64118. Her office is a starting point for purchase and refinance questions in all 50 states. Contact her to confirm availability for your property location and loan type.

Keep the property in the numbers.

When comparing homes at similar prices, use a separate estimate for each property’s taxes, insurance, association dues, and financing considerations. Avoid treating a metro average as the cost of a specific home.

The Northland

For a search around Gladstone, Liberty, Parkville, or Kansas City north of the river, bring the property’s actual county and tax details into your payment comparison.

The Kansas side

For homes in places such as Overland Park, Olathe, or Shawnee, confirm the property’s jurisdiction and any assessments or association costs before settling on a payment estimate.

South and east

If you are comparing Kansas City with Lee’s Summit or Blue Springs, keep insurance and property-specific expenses in your budget alongside the commute and home itself.

Moving into the metro

Discuss your moving date, employment transition, existing home, and available closing funds early so the lending conversation reflects your timeline.

Keep your choices independent.

You may work with your preferred real estate representative and lender. If you use MoJo’s educational resources, remember that the team’s home-search guidance and Ashley’s mortgage services have different roles.

Plan a purchase, compare a refinance, or contact Ashley about a specific location.

Sources & further reading

Sources checked September 13, 2026. Educational content; confirm current program details with your lender.

A little clarity goes a long way

Your questions, answered.

Is Ashley’s office in Kansas City or Gladstone?

The bank lists Ashley’s office at 104 NE 72nd Street, Suite L, Gladstone, MO 64118, in the Kansas City metro.

Can I compare homes on both sides of the state line?

Discuss the specific property locations with Ashley and confirm available loan programs. Use the actual tax, insurance, and property assumptions for each home.

Your next move starts here.

A first home. A fresh start. A mortgage worth another look.